Is your AC unit in need of a major repair? In some cases, it’s more affordable and effective to simply replace the entire system. Otherwise, you could be correcting the same problem indefinitely until an inevitable breakdown occurs.

If the cost of replacing your unit is beyond your household budget, there are resources that can make this major purchase more economical. Today, we’re sharing everything you need to know about new AC unit financing, including how to get started.

Pay Your HVAC Company Over Time

When you decide to finance a purchase, you’ll sign an agreement to pay for the total cost over time, via regular installments. Typically, you’ll receive these invoices at the same time every month. This way, you know exactly what to expect and when the expense will occur, and you can plan your budget accordingly.

If you can’t afford to pay for the full price of a new AC unit installation, this option can be a major help. You can learn more about how financing works by speaking to a local Port Charlotte air conditioning company, like us!

Qualify for Favorable Terms

When you think about financing your new AC cost, your mind might immediately go to personal loans or credit cards. While it’s true that these options can help you cover the expense, they can also mean one thing: high interest rates and restrictive repayment terms.

When you work directly with our Port Charlotte AC maintenance company to create a custom financing plan, you can rest assured we have your best interest at heart. We’ll work with you to help you qualify for the best terms and lowest rates possible, taking into account factors such as:

• Your income
• Your credit score
• Your credit history
• Your debt-to-income ratio

Many companies are willing to work with homeowners who have demonstrated creditworthiness in the past. This makes the financing process easier and more affordable for you!

Save for Future Expenses

We understand that a new AC unit isn’t inexpensive, no matter how necessary it might be. While you might be able to technically afford the purchase up-front, think about how it will affect the rest of your finances.

Will covering this purchase now leave your budget tight for the next few months or even the entire year? If so, it’s smart to consider your financing options.

You deserve to enjoy a high quality of life and stay comfortable in your own home. If you choose to finance your purchase, you can free up room in your budget for any other important costs you might encounter, including emergency expenses.

Learn More About New AC Unit Financing Today

A new AC unit can transform the way your home feels. If your current system is on the brink, call our Port Charlotte AC repair team to schedule a visit. If our technicians recommend a full replacement, we’ll work with you every step of the way.

New AC unit financing is available to help ease the financial stress that a major purchase like this can bring. To learn more about how our program works, reach out to our team!