Did you know that almost 100 million American homes have air conditioning? Despite this, many people don’t have AC, which means it can get unbearably hot during the summer.

Maybe you’re one of these people and you’re fed up with hot air blown around with fans during hot weather. But you just don’t have enough money to purchase an AC system outright.

In this case, you can get some help through financing!

In this article, we’ll discuss how you can get AC unit financing so you can stay cool for all the summers to come.

Borrow Money From Your Loved Ones

In tough times, you can always count on your close friends and family to help you out. So it stands to reason that they’ll be willing to lend you a small sum of money to get a much-needed AC unit.

What’s great about this option is that typically, loved ones won’t charge you interest and the repayment period is quite flexible. However, the amount you can borrow is usually quite low and truth be told, anything to do with money can drive a wedge and create conflict.

So for those of you who don’t have a good support network, or don’t feel comfortable asking your loved ones for money, consider one of the below choices.

Ask the Bank

Throughout time, people have trusted banks to provide them with financing for the things they need in life. When it comes to air conditioning, it’s no exception.

However, most financial institutions require that you have good credit before they’ll approve you for a loan. For those who have bad or no credit, this might feel like an insurmountable challenge.

Thankfully, there are other options available.

Get Financing Through an HVAC Company

What’s great is many HVAC companies offer financing for their customers by partnering with lenders. For example, we at Cliffs Air Conditioning and Heating, Inc. have partnered with Synchrony so you can get financial help for an AC unit.

This company offers unsecured, revolving credit lines and the application process is very easy, as well as fast. These loans are subject to credit approval, but the requirements are a lot lower than with traditional lenders. You won’t have to wait around anxious to find out whether or not you’re approved, as your application will be processed promptly.

Get AC Unit Financing Now

Now that you know how to get AC unit financing, staying nice and cold during hot weather can be a reality. While you have plenty of choices, the best way to go about financing is to work with an HVAC company like Cliffs Air Conditioning and Heating, Inc. We’ll be able to find you the best rates and can get your AC installation done in a flash!

If you’d like to schedule a professional AC installation, then get in touch with us now. We’re the North Port air conditioning experts you need!